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US credit card cover on a London luxury rental

Short answer

Your price already includes the rental company's comprehensive insurance. If the car is damaged or stolen, you pay up to the car's deposit amount for each incident, including the days the car can't be rented while it's repaired. There's no option to reduce it. Damage from careless use isn't covered at all and is paid in full, for example hitting a low bridge or barrier, the wrong fuel, or lost keys. Many US credit cards leave exotic, high-value or luxury cars out of their rental cover, so check with your card issuer before you count on it.

Last checked Nov 7, 2026By Brett Gould

What we show you before you pay

Before you pay, each car's page and the booking page show the price in your currency, the security deposit, the miles included and the extra-mile rate, the minimum driver age and the cancellation rule for your dates.

Related: How much is the deposit on a luxury car rental in London? · Can a US driver rent a Lamborghini or Ferrari in London? · London luxury car rental facts · All London luxury cars

Supplied by Prestige Collection, London. Booked, paid and supported through niftirent.

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