Cover, explained

Zero deductible car rental in Australia

Short answer

Zero deductible cover takes the most you'd pay if the car is damaged or stolen (your deductible; Australians call it the excess) from up to A$6,600 (est. US$4,600) down to zero, on every car except the 12-seater. With it there's no A$1,000 (est. US$700) bond on your card, just an A$1 check.

Last checked October 19, 2026By Brett Gould

Pickup & return location

Pickup date

Return date

Different return location?

* Times are local to the pickup & return location.

Standard vs zero, side by side

	Standard cover	Zero deductible
Deductible	A$5,500 (est. US$3,850) or A$6,600 (est. US$4,600)by car	Zeroevery car except the 12-seater
Bond	A$1,000 (est. US$700) held on a credit cardreleased after return	A$1 checksame card, no est. US$700 (A$1,000) hold
Roadside	Free if the car breaks downother call-outs charged	Roadside assistance included
Price	Included	Shown for your datesbefore you pay

A collision with an animal on a sealed road is covered like any other damage: US$0 with zero deductible.

Which cars

Standard cover's deductible is A$5,500 (est. US$3,850) for economy and compact cars and intermediate hatchbacks and sedans.
A$6,600 (est. US$4,600) for SUVs, full-size and electric cars, utes and people movers.
Zero cover is offered on every car except the 12-seater, which comes with standard cover only. Need 12 seats with zero cover? Two smaller cars can each have it.

When it's worth it

Long drives, city parking, unfamiliar roads, or simply not wanting a big hold on your card. Compare both prices for your trip and choose.

Your credit card or travel insurance may cover rental damage, and terms vary. Check with your card issuer or insurer before you travel.

You still need a credit card in the main driver's name for the A$1 check. Cash and prepaid cards aren't accepted.

Quick answers

Is there still a bond?

No A$1,000 (est. US$700) bond, just an A$1 check on a credit card in the main driver's name.

Is excess the same as a deductible?

Yes. Australia, New Zealand, the UK and Ireland say excess; the US and Canada say deductible.

Does zero deductible mean I pay nothing if there's damage?

It takes your deductible for damage and theft to A$0. No cover applies when the rental terms are broken, for example driving on unsealed roads without the rental company's written OK. Zero cover is offered on every car except the 12-seater.

Can I add zero cover after booking?

Yes, by message. We rebook your trip with zero cover at the current price and you pay only the difference. No change fees from us.

Is hitting a kangaroo covered?

Yes, on a sealed road, at any hour you're allowed to drive: US$0 with zero deductible, up to your deductible with standard cover. The usual exclusions still apply, and the rental company advises avoiding night driving where you can because of wildlife.

Who wrote thisBrett GouldCo-founder, Nifti Mobility Group

About 30 years in car rental distribution.

Page history

October 26, 2026Updated
October 19, 2026Facts checked
October 18, 2026Published

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